Health & social work insolvencies

Health and social care includes care homes, domiciliary care, clinics, dental practices and social work providers. Many depend heavily on local-authority or NHS funding, with fee rates that do not always keep pace with the cost of staff and premises.

When funded fee rates lag rising wage, energy and agency-staff costs, providers can be loss-making on every place they fill. Care homes in particular carry high fixed costs and significant property debt, so occupancy dips and funding squeezes are a common route into insolvency.